Axis Bank Personal Loan for Travel: Explore the World Your Way

Many people long for a domestic or international vacation, but occasionally, they may not have the funds to make it happen. Obtaining a personal loan enables one to fulfill those dreams. You can choose the Axis Bank Personal Loan that best meets your needs.

There are attractive interest rates and a maximum loan amount available for personal loans for travel and tourism. Processing fees and foreclosure fees are just two low-amount fees levied. Quick loans are disbursed in less than 48 hours, and the application process is easy, quick, and secure. Simply submit a few papers to apply for this Personal Loan for travel, and you’ll have the money in your bank account within one business day.

Benefits And Important Details of Axis Bank Personal Loan

  • The two-month moratorium period applies to the Axis Bank Personal Loan for travel purposes. There will be no EMI for the first two months of the loan period.
  • Customers can readily obtain loans because the application process is simple.
  • This Personal Loan is available to all salaried workers with a monthly income of at least Rs. 15,000.
  • Professionals in the workforce who are at least 21 years old may apply for this loan.

Features Of Axis Bank’s Travel Personal Loan

  1. Axis Bank Personal Loan offers personal loans with amounts ranging from one lakh rupees to fifty lakh rupees.
  2. Competitive Interest Rates: The interest rates for Axis Personal Loans range from 10.25% to 22.50%.
  3. Flexible Repayment Period: The Axis Personal Loan repayment period can be customized to fit your needs and spans from 12 to 72 months.
  4. Zero Prepayment/Foreclosure Fees: Axis Bank personal loans have no prepayment or foreclosure fees.
  5. Part Payment Facility: Axis Bank provides its customers with a Part Payment Facility at NO COST.
  6. Balance Transfer: Axis Bank offers the option of transferring an existing personal loan with a high-interest rate to a new loan with a lower interest rate of 10.25%.
  7. Processing fees: Processing fees range from 0.75% to 2.50% of the loan’s principal plus GST.

Eligibility Required for Axis Bank Personal Loan

Travel loans are similar to Personal loans in that they are typically provided to the nation’s working professionals. Some of the lenders in the market provide these loans to self-employed professionals who have a steady source of income. A list of typical prerequisites for these loans is provided below:

  • The applicant must be at least 21 years of age.
  • Salaried professionals must have held their current post for at least six months before qualifying for these loans.
  • The lender must accept your credit score. Lenders often prefer applicants with credit ratings of at least 700.
  • Most banks have clear income requirements for applicants to be eligible for these loans. Making at least Rs. 20,000 each month is preferred.
  • The person must already be a client of the relevant bank to be eligible for pre-approved loans.

Know more about Tallyman Axis and get updated.

Required Documents for Axis Bank Personal Loan

Most of the top lenders on the market offer customers travel loans with very minimal documentation. When applying for travel loans, various important documentation must be submitted (even electronically). Here is a list of some of these documents:

  • Proof of identity
  • Proof of address
  • Income documentation (paystubs or IT returns)
  • Photographs

How To Apply for an Axis Bank Personal Loan?

The process of applying for a travel loan is extremely easy. Most banks these days provide online Personal Loan applications.

Step 1: Visit the bank’s website and provide your personal information to apply for a travel loan.

Step 2: Post your paperwork online to get quick clearance from the company.

Step 3: By going to the lender’s branch office and interacting with a salesperson, you can also apply for a loan in person.

Step 4: If you require assistance during the loan application process, you can receive it from the lender’s customer care staff.

Before you apply for a Personal Loan to fund your journey, keep the following in mind:

  • Before requesting a loan, you must accurately budget for your trip. While submitting a loan application, you can examine the costs of lodging, transportation, meals, and other expenses online. It is preferable to establish the loan amount at a minimum of 20% more than the projected cost of the trip.
  • Travel loans are classified as personal loans; thus, their interest rates are often higher than those for mortgages and other secured loans. To select the best loan package suited to your trip requirements, you must conduct market research.


With less paperwork and speedy processing, Axis Bank Personal Loan offers with amounts ranging from 50,000 to 40 lakhs rupees. Due to these advantages, a Personal Loan from the bank is a desirable lending choice to satisfy your diverse needs. Additionally, current owners of Axis Bank salary accounts might benefit further from loan disbursement. Fulfil your aspirations by obtaining a personal loan from Axis Bank.

Latest Post